•          ARBITRATION. Any claim or grievance of any kind, nature, or description that User has against Provider including, but not limited to, economic losses, personal injury, property damage, intellectual property disputes, or digital/platform harms, shall be resolved exclusively in binding arbitration in Provider’s principal place of business. User agrees not to file suit against Provider or any of its affiliates, subsidiaries, officers, directors, employees, successors, or assigns, et al. The arbitration will take place before a neutral arbitrator (hereafter, “Arbitrator”) agreed upon by User and Provider, using American Arbitration Association/JAMS/Online Dispute Resolution rules if needed. In the event that User and Provider are unable to reach an agreement with an Arbitrator, User and Provider will each select an Arbitrator, and the two arbitrators will select the Arbitrator that has residence near Provider. The arbitrators selected by User and Provider will have no further involvement in the arbitration. The Arbitrator will determine the rules governing arbitration, including virtual/remote proceedings. The decision of the Arbitrator will be final and binding on User and Provider and may be reduced to a judgment in any court of equity in common law, given it has competent jurisdiction. This agreement to arbitrate survives any termination or expiration of the agreement. No person participating in an arbitration can disclose the arbitration’s existence, content, subject, or results, except as required in a party’s ordinary course of business or by law.

•          GOVERNING LAW. This agreement shall be governed, construed, and interpreted in accordance with Natural Law. Where necessary, a court of common law is demanded as the choice of law, supplemented by the laws of Provider's principal situs, without regard to conflicts principles. The principal situs of Provider shall serve as the location for the court.

•          WAIVER OF CLASS ACTION CLAIMS. User understands and agrees that User will not have the right to participate in a representative capacity or as a member of any class of claimants pertaining to any claims that may arise under, or be in any way related to, this agreement. There is no right or authority for any claim User has against Provider to be brought on a class action basis or on any basis involving claims brought in a purported representative capacity on behalf of the general public, or on behalf of other persons or entities similarly situated. Claims brought against Provider may not be joined or consolidated with claims brought by anyone else.

•          LIMITATIONS PERIOD. Any claim brought in arbitration must be brought within the time period set forth in any statute of limitations that, but for this agreement to arbitrate, would apply to the claims asserted in any arbitration proceeding.

•          INJUNCTIVE RELIEF. Nothing in this agreement prevents Provider from applying to and obtaining from any court having jurisdiction a temporary injunction, preliminary injunction, permanent injunction, or other relief available to protect Provider’s rights prior to, during, or following any arbitration proceeding, including intellectual property/platform protection.

•          FEES. User agrees that in the event of any arbitration or litigation, each Party will each bear its own costs and fees, regardless of who is deemed the prevailing party, except Provider as prevailing party recovers reasonable attorneys’ fees/costs. The initiating party will be required to bear fees for the American Arbitration Association approved arbitrator. The foregoing notwithstanding, if either User or Provider commences an action in a court of law or equity and the responding Party successfully moves such court to compel arbitration, the Party who moved for the order compelling arbitration shall be entitled to recover its reasonable costs and fees incurred on the motion to compel from the other Party.